Da wir hier über ein zensurresistentes Netzwerk auf Basis von Panama-Recht sprechen, ist die Refund-Policy (Erstattungsrichtlinie) ein entscheidender Teil deiner rechtlichen Absicherung. Da du Kryptozahlungen (BTCPay, NOWPayments) nutzt, ist ein klassischer "Chargeback" ohnehin technisch kaum möglich, was ein riesiger Vorteil für deine Plattform ist.
Hier ist der rechtssichere Text für deine Refund Policy, den du in die Terms of Service integrieren oder als separate Seite (snuptoo.com/refund-policy) anlegen kannst.
Jurisdiction: Panama City, Republic of Panama
Snuptoo.com provides digital services, memberships, and premium features. Due to the digital nature of these products and the immediate access granted upon purchase, all sales are generally considered final and non-refundable, except as required by the laws of the Republic of Panama.
Snuptoo.com prioritizes privacy and digital sovereignty by accepting cryptocurrencies (Bitcoin, Monero, USDT, etc.).
Finality: Transactions made via blockchain are irreversible. Snuptoo.com does not offer refunds for payments made in cryptocurrency due to volatility and transaction costs (network fees).
Exception: In the event of a documented technical failure where a service was not delivered despite a confirmed transaction, we may, at our sole discretion, issue a credit to the user's account.
Users may cancel their premium subscriptions at any time through their account settings.
Access: Upon cancellation, you will retain access to premium features until the end of your current billing cycle.
No Partial Refunds: We do not provide prorated refunds for partial months or unused periods of a subscription.
If an account is terminated due to a violation of our Terms of Service (e.g., illegal activities under Panamanian law, DDoS attacks, or technical abuse), the user forfeits any remaining balance or subscription time. No refunds will be issued for accounts banned for cause.
For any payments made via traditional credit cards (if applicable), Snuptoo.com strictly adheres to a "No Chargeback" policy. Any fraudulent chargeback claims will result in immediate account termination and the reporting of the incident to relevant fraud databases in accordance with Panamanian law.
For billing inquiries or technical issues regarding payments, contact: billing@snuptoo.com.
